METHOD OF AFFILIATING REAL-TIME LOAN PROCESS FOR UNPAID PERSON IN MOBILE PHONE TRANSACTION SERVICE

摘要

The invention discloses a kind of defaulting users for being associated with real-time loan processing and cellular phone to pay the bill. According to the present invention, there is no a mobile phone with payment function charging when user is identified as user by mobile-phone payment request, lending process and network server payment window, and judge on loan to be performed real-time detection. Arrange unpaid mobile phone charging and settle unpaid mobile phone to charge with loan therefore, it is possible to make a loan. According to the present invention, real time loans process can use account transfer process in real time. Method of the invention passes through payment window from payment user by cellular phone comprising steps of collecting payment; Verify whether the user is subscriber; Identification as the person of being in arrears with the author got two thousand yuan in advance as part of his contribution fee payment user mobile phone charge; Ask the user whether that the unpaid charge of payment for wanting payment uses lending process; With the loan for settling the quantity of electric charge in unpaid cellular phone. ;The 2016 of copyright KIPO submissions