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Method and system for providing micro payment service using phone bill card

机译:使用电话话费卡提供小额支付服务的方法和系统

摘要

The present invention relates to a method and system for providing a micropayment service for performing a micropayment on a mobile basis using a phone card. A system for providing a micropayment service using a phone bill card according to the present invention is a system for requesting a payment gateway to charge a micropayment card of a phone card in response to a payment approval for a phone card used at the time of purchase, A card issuer server for charging a remaining amount of the card when the message is received and processing payment for the card; Receiving a charge request for charging a small amount payment from the credit card company server, transmitting an authentication request message including a user's mobile communication phone number to a mobile communication company server, and if the authentication result received from the mobile communication company server is an authentication success, The payment gateway transmitting the payment information; And a mobile communication company server for authenticating whether to approve the micropayment based on the mobile communication telephone number included in the authentication request message and transmitting the authentication result to the payment gateway.
机译:本发明涉及一种用于提供小额支付服务的方法和系统,该小额支付服务用于使用电话卡在移动基础上执行小额支付。根据本发明的用于使用电话话费卡提供小额支付服务的系统是一种用于响应于购买时使用的电话卡的支付批准来请求支付网关对电话卡的小额支付卡进行收费的系统。 ,发卡服务器,用于在接收到消息时对卡的余款进行收费并处理卡的支付;从信用卡公司服务器接收用于收取少量付款的费用请求,将包括用户的移动通信电话号码的认证请求消息发送到移动通信公司服务器,并且如果从移动通信公司服务器接收到的认证结果是认证成功,支付网关发送支付信息;并且移动通信公司服务器,用于基于包括在认证请求消息中的移动通信电话号码来认证是否批准小额支付并将认证结果发送到支付网关。

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