METHOD AND SYSTEM FOR ANALYSIS OF IMMIGRATION PATTERNS

摘要

A method for predictive modeling of consumer immigration includes: storing transaction messages, each including a common primary account number, a merchant country, an issuer country, a transaction date, and additional data elements; identifying a first subset of transaction messages where the merchant is different from the issuer country; identifying a second subset of transaction messages where the merchant country is the same as the issuer country; determining, by the processing device of the processing server, an immigration date based on a comparison of a transaction frequency of transaction messages in each of the first subset and the second subset; identifying purchase behaviors based on data stored in each transaction message where the transaction date is earlier than the immigration date; and generating a predictive model configured to be applicable to transaction data to determine a likelihood of immigration based on the purchase behaviors.