CERTIFICATE ISSUING SERVER, AND DATA PROCESSING METHOD AND SYSTEM FOR ISSUING CERTIFICATE VIA INVITATION OF CERTIFICATE RECEIVING BANK

摘要

A certificate issuing server, and a data processing method and system for issuing a certificate via an invitation of a certificate receiving bank, comprising: a first participant, on the basis of information provided by a second participant, generates invitation data (102); the certificate receiving bank acquires the invitation data, and sends same to a certificate issuing bank (104); the certificate issuing bank, on the basis of the invitation data, generates an electronic certificate pre-issuing message (106); the second participant receives the electronic certificate pre-issuing message, acquires the certificate issuing account, and sends to the certificate issuing bank a request to issue a certificate (108); and the certificate issuing bank generates an electronic certificate (110). An invitation is issued by a seller, and is further supported by bank credit, such that when a buyer issues an electronic certificate to implement an Internet transaction, as the seller has directly provided receipt-related information, the transaction operation of the buyer is simplified, providing a novel transaction experience for the buyer, which is convenient and efficient, and provides a beneficial tool for the development of mature e-commerce.