Financial transaction relay system with multi-safety lock function for processing user authentication by simultaneously scanning finger vein and fingerprint and processing method thereof

摘要

The present invention relates to a financial transaction relay system having a multi-safety lock function for simultaneously authenticating a finger vein and a fingerprint, and a processing method thereof. The financial transaction relay system of the present invention includes a customer terminal, an electronic financial transaction system, Includes a financial transaction relay server that relays financial transactions conducted between electronic commerce systems through an unauthenticated connection. The financial transaction relay server includes a multi-safety lock module and a middleware firewall that authenticate a user who uses finger vein authentication, fingerprint authentication, password authentication, and telephone number authentication of a customer terminal. According to the present invention, when the customer terminal performs one of electronic financial transaction and electronic commerce, the fingerprint information and finger vein information are received from the customer terminal and authentication processing is performed. User authentication is possible because the electronic commerce system can be relayed so that financial transactions can be made with unauthenticated connection, and the fingerprint or finger vein is secondarily authenticated against the unidentifiable finger vein or fingerprint. Errors can be minimized.