SYSTEM, METHOD AND APPARATUS FOR SECURE IMPLEMENTATION OF REAL-TIME, REVEALED-RISK, INSURANCE PRICING AND DRIVING BEHAVIOR FEEDBACK

摘要

A method and system are provided for providing insurance pricing. The method includes acquiring data associated with a vehicle, a roadway, an environment, acquiring data regarding the driver, encrypting the data, transmitting the data, and determining a risk based on the data associated with the vehicle, the roadway, the environment and the driver, and determining an insurance premium price based on the risk, wherein the insurance premium price is in units of price per unit time or price per unit distance.