Investment mediation system for providing mediation function between individual users using loan and investment condition matching technology

摘要

The present invention relates to a peer to peer (P2P) investment brokerage matching platform. The P2P investment brokerage matching platform (100) comprises a P2P investment brokerage matching platform server (110) which is connected to an investor terminal (120) used by at least one investor (10) and a debtor terminal (130) used by at least one debtor (20), respectively, via a communication network. The P2P investment brokerage matching platform server (110) receives (S1) an investment amount investment added an investment condition comprising at least one among an investment amount, an investment earnings rates, and an investment period through the investor terminal (120), issues (S2) electronic money for the investment amount investment for the investor terminal (120), receives (S3) a loan application added a loan condition comprising any one or more among a loan amount, an interest rate, and a loan period through the debtor terminal (130), and pays (S4) the loan amount through the debtor terminal (130) to the debtor (20) according to a selected investment condition and loan condition after matching and selecting the investment condition and the loan condition. Due to the system, investors can obtain investment earnings as much as possible, and debtors obtain funds with interest rates as small as possible.