Credit Transactions System Apparatus Terminal Capable of Granting Credit and Method therefor

摘要

A credit transaction system, a credit transaction device, a terminal capable of granting a credit to another person, and a method thereof. The credit transaction system according to an embodiment of the present invention may include credit information including at least one of credit card information and account information of a credit owner, user information and terminal information of a user designated by the credit owner, A relay device for storing credit limit information for the credit card; A user terminal owned by a user who has purchased an article or service from a seller and transmitting user terminal information to a seller terminal corresponding to the seller; And a seller terminal for transmitting billing details of the goods or services purchased by the user corresponding to the terminal information of the received user. Here, the relay apparatus can relay the settlement of the billing details to the credit information within the credit limit information after performing the authentication processing of the user corresponding to the user terminal.;