Risk Assessment System For Assessing Current Driver Behavior Relative to Past Behavior and Behaviors of Other Drivers

摘要

A risk assessment system is provided and includes a behavior description generator, driving behavior comparator, and risk assessment modules and a transceiver. The behavior description generator module receives a set of driving features and topics corresponding to a driving behavior of a first driver in a location and under a set of driving conditions. The driving behavior comparator module: compares the set of driving features and the topics to other sets of features and topics, which correspond to driving behaviors of other drivers for the location and same or similar driving conditions as the set of driving conditions; and generates an anomaly score for the first driver based on results of the comparison. The risk assessment module calculates a risk assessment score for the driver based on the anomaly score, where the risk assessment score is indicative of a risk level of the first driver relative to the other drivers.