SCORING TRUSTWORTHINESS, COMPETENCE, AND/OR COMPATIBILITY OF ANY ENTITY FOR ACTIVITIES INCLUDING RECRUITING OR HIRING DECISIONS, COMPOSING A TEAM, INSURANCE UNDERWRITING, CREDIT DECISIONS, OR SHORTENING OR IMPROVING SALES CYCLES

摘要

Systems and methods for recruiting, counter-terrorism/security, insurance underwriting, sales and marketing improvement, decisioning financial transactions and collections, and social scoring are provided. Machine learning can assign connectivity values to other community members, including individuals, companies, products, brands, cities or neighborhoods, etc. Connectivity values may be automatically harvested from or assigned by third parties or based on the frequency and/or type of interactions between community members. Connectivity values may represent such factors as alignment, reputation within the community, degree of trust, competence at one or more skills, or compatibility with others. The degree and type of connectivity between two entities may be assessed by computing a connectivity value based upon connections between entities and relative or absolute trust, competence and/or compatibility features of the connections. Connectivity values identify best prospects (customers, hires, dates), find off-grid people, underwrite insurance, ‘decision’ loans & collections, shorten sales cycles, etc.