Analysis of Return on Assets, Operating Efficiency, and Capital Adequacy Ratio Of Net Profit at BNI and Bank Mandiri. Thesis Accounting Department Faculty of Economics and Business, University of Hasanuddin

摘要

This study has the purpose to know the effectivity, efficiency, and minimum udcapital fullfilment also to analysis its effect to nett income. This study is using 3 udmonth period financial statement for five years from two government bank sample. ud udThis Study is done on BNI and Bank Mandiri using deskriptif-komparatif udmethod. In this study received data in form of financial statement by www.idx.co.id. ud udAnalytical result shown that all factors that is studied has significant effect on udnett income. Return On Asset and Capital Adequacy Ratio variable has positif and udsignificant effect on nett income and Operating Efficiency variable has negative and udsignificant effect. If seen from ROA, Operating Efficiency and CAR comparability on udnett income, Bank Mandiri performance in better than BNI. Bank Mandiri udperformance which is quite good give a good effect to all activity happens in that udbank. ud udKeyword: Return On Asset, Operating Efficiency, danCapital Adequacy Ratio, Nett udIncome, Government Bank.