Developments in the Laws Governing Electronic Payments Made Through Gift Cards, Debit and Prepaid Cards, Credit Cards, and Direct Deposits of Federal Benefits

摘要

The developments since May 2009 suggest not only significant changes but also the beginnings of an extraordinary push to protect consumers from charging practices pertaining to credit cards, prepaid cards, and direct deposits to deposit accounts. Looking just over the horizon, we see a new year with a new Bureau of Consumer Financial Protection and new authority and, accordingly, more to cover in next year's survey.