Charge It, Santa Baby

摘要

Shoppers won't snub santa this year. Confidence is rising, real incomes continue to increase and retail sales last month were better than the industry expected. OK, mall life is still a little sluggish. But consumers who've kept their jobs are starting to think that maybe they've dodged the bullet. The average family is not―repeat, not―drowning in debt. In fact, if you're earning $50,000 and up, your finances (other than your stocks) are probably in pretty good shape.