The U.S. Supreme Court decided in Jesinoski v. Countrywide Home Loans, Inc., 2015 WL 144681 (U.S. 2015), that a mortgage borrower exercising his or her right to rescind a mortgage transaction is only required to provide written notice of that intent to the mortgage lender during the three-year period after executing the mortgage, under the federal Truth in Lending Act, 15 U.S.C.A. §§ 1635(a),(f) ("TILA"). The Act does not require the mortgagor to file a lawsuit within the three years in order to exercise that right.
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机译：美国最高法院在Jesinoski诉Countrywide Home Loans，Inc.，2015 WL 144681（US 2015）中裁定，行使其撤销抵押权的权利的抵押借款人仅需向卖方提供该意图的书面通知即可。根据《美国联邦真实贷款法》（15 USCA），在执行抵押后的三年内，抵押贷款人§§1635（a），（f）（“ TILA”）。该法不要求抵押人在三年内提起诉讼以行使该权利。
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