COMPARISON OF AGRICULTURAL INSURANCE DEVELOPMENT OF CROATIA, EU AND USA

摘要

Based on the usage of multiple sources of literature in this paper, a review of the most important characteristics is made along with the comparison of functions related to agricultural insurance in Croatia. Larger part of this paper is about comparison of offers and the ways agricultural insurance is being subsided in developed countries of the EU and USA on one hand, and Croatia on the other. Also, a display of risk coverage is made, along with the subsidization of the country and the way insurance system functions in Spain (country with the most developed security in Europe), Portugal, Italy, Austria and France. Main characteristic of the agricultural insurance in Croatia is a weak offer from the insurance companies, but also a weak demand. Therefore, only four companies can insure crops and plantations in Croatia. Although risk is unavoidable, negative impacts can be reduced with well-timed reaction and responsible organisation.