With the increasing aging problem, house-for-pension program is attracting more and more people's attention in China. As an important financial tool, reverse mortgage has been developed quite well in a number of developed countries across the globe. Therefore, with reference to the developed countries, it could be convenient and effective way to learn these mature and valuable experiences to develop old-age care products and systems which accord with the situation of China. The key of the practice of reverse mortgage relies on its pricing. The article therefore emphasizes on the pricing of reverse mortgage to research and expound. This paper tries to use a hybrid model to make a relatively comprehensive introduction of the product mix, pricing principle and the risk control of housing reverse mortgage. The potential issues that may confront during the course are discussed for future implementation.
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