Klasifikasi Data NAP (Nota Analisis Pembiayaan) untuk Prediksi Tingkat Keamanan Pemberian Kredit (Studi Kasus : Bank Syariah Mandiri Cabang Luwuk Sulawesi Tengah)
Every month the Mandiri Syariah Bank Branch Office of Luwuk receives a very large number of proposal credit. Thus, the system should be developed to perform data mining of the heap data to be used for specific purpose, one of which is for the risk analysis of credit allowance. Data mining techniques used in this study for classification level prediction of credit allowance by applying a na?ve Bayes Classification algorithm . Naive bayes classifier is an approach that refers to the bayes theorem, is a combination of prior knowledge with new knowledge. So that is one of the classification algorithm is simple but has a high accuracy. Prior to classification, data of debitur has been through a preprocessing. Then the weight is to perform classification with naive bayes classifier. After the data is classified, so produce probabilitas of model classification for prediction class to next debitur. ?????? Testing techniques the accuracy of the model was measured by bosstrap, and shows that the smallest value of accuracy is 80% produced in the 100 data sample, and the largest value of accuracy 98,66% on a data sample of 463. ?.
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