How Opt Out Keeps People In

摘要

When companies first introduced 401(k) retirement plans in the early 1980s, employees needed to be briefed on their benefits. These days, most people already know the upside of this type of saving vehicle. The main challenge is persuading them to sign up when they have so many demands on their incomes. That's why some companies are switching to automatic enrollment plans, where the employee must take action to get out of the program.