Let's say that you run a small, independent bank located in the heart of the Dakotas. Your lines of business are as traditional as they are well-defined: loans to local farmers and ranchers as well as farm-related businesses. Like the fortunes of the farmers that you lend to, your bank's profitability depends in part upon the cooperation of Mother Nature, and getting a good price at market. Unlike some other banks, however, let's say that your institution is located near an Indian reservation. You don't have branches or other facilities like an ATM there. However, you find that your institution is making more loans to farmers and ranchers located on the reservation. They are good customers, and you are eager to do more business with members of the tribe.
展开▼
