包容性金融统计框架初探

摘要

包容性金融已成为我国金融业务发展的一个重要目标，为实现金融业的包容性增长，应在目前的金融统计体系下建立包容性金融统计框架，量化反映包容性金融发展状况，为包容性金融发展状况的评估提供数据支撑，同时，也为包容性金融发展政策的制定和实施提供信息依据。本文厘清了包容性金融及包容性金融统计等概念，并从统计内容、指标体系和统计方式三方面分析包容性金融统计框架内容，提出构建包容性金融统计框架的建议。%The inclusive finance has become an important goal of the development of the financial business in China. To achieve the inclusive growth of the financial industry, the statistical framework of the inclusive finance should be established under the current financial statistics system to quantitatively reflect the development situation of the inclusive finance, provide data support for the as-sessment of the development situation of the inclusive finance and provide the information basis for formulating and implementing policies on the development of the inclusive finance as well. The paper clarifies the concepts such as the inclusive finance and inclu-sive financial statistics, analyzes the content of the statistical framework of the inclusive finance from three aspects such as the statisti-cal content, index system and statistical way, and puts forward suggestions on constructing the statistical framework of the inclusive fi-nance.