对互联网金融缓解小微企业融资难问题的思考

摘要

In recent years, the Internet finance has been taking advantages of “big data” to gradually break the financial service mode of traditional enterprises and has become a new force to boost the development of micro and small-sized enterprises. Taking the concept of“Internet finance”as the breakthrough point, the paper studies the effect of Internet finance on the financing of micro and small-sized enterprises in order to provide reference to solving the difficulties in financing of micro and small-sized enterprises.%近年来，互联网金融正在凭借“大数据”优势逐渐打破传统企业金融服务模式，成为促进小微企业发展的新生力量。本文以“互联网金融”这一概念作为切入点，研究探讨其对小微企业的融资效应，以期为解决“小微企业融资难”问题提供借鉴和参考。