美国联邦大学生贷款资助体系研究

摘要

Started from 1958. the U.S. federal student loan aid has developed into a comparatively perfect aiding system with various loan programs and repayment options. The main characteristics of this system are variety. flexibility and govemment guarntee. which help to ensure a smooth implementation of all programs. Meanwhile, the system's success would also enlighten the reform of Chinese National Student Loan system.%美国联邦大学生贷款资助体系经过半个多世纪的发展,已经成为一个相时完善的体系,包含有多种贷款项目和还款方式,并且具备了多样性、灵活性和政府担保性等主要特征.其成功的经验为中国的国家助学贷款改革提供了新的思路.