国家助学贷款“河南模式”高校贷后管理工作现状分析与思考

摘要

As the main management body of Henan mode of the national student loan,the colleges and universities focus on the after-loan management.This essay narrates the present situation of the after-loan management,analyses the main problems in management,reminder notice and system of loan.It puts forward to improve the employments competitiveness of the creditors,give assistance to the student to pay their loans,and to perfect the mechanism of loan work.%各高校作为国家助学贷款“河南模式”管理的主体，重点工作在贷后管理。文章阐述了“河南模式”高校贷后管理工作的现状，分析了当前存在的高校管理、催款难度大和体系需完善等主要问题，进而提出了提升助贷学生的就业竞争力，帮助助贷学生还贷，完善助贷工作保障机制等一些建议和思考。