小微企业金融服务体系构建与优化路径研究

摘要

Small and micro enterprises play an important role in economic development, but there are many problems in small and micro enterprise financing. This paper analyzes the current situation of small and micro enterprises financing, deeply study the reason of the current financing difficulties for small and micro enterprise, and put forward countermeasures and suggestions for small and micro enterprise financial service system construction and optimization.%小微企业在经济发展中发挥了重要作用，然而小微企业融资却存在诸多问题，分析了小微企业融资现状，深入探讨了当前小微企业融资难的原因，并提出了构建和优化小微企业金融服务体系的对策和建议。