农业信贷对我国农民收入影响的地区性差异实证研究--基于27个省份的面板数据分析

摘要

基于我国1988—2008年27个省份的面板数据分析，运用计量模型研究了农业信贷对我国农民收入影响的地区性差异。研究表明，我国农业信贷对农民收入具有正向影响，但影响程度不高，且东中西部三大地区存在差异，不同地区农业信贷规模差距较大。中部地区农业信贷对农民收入影响程度最大，西部地区影响程度最小，东部地区接近全国水平。在此基础上提出相应的政策建议。%The paper uses 27 provinces’ panel data from 1988 to 2008 and econometric model to study the regional differences of influence in agri-cultural credit to farmers’ income.The study shows that our country’s agricultural credit has a positive influence on farmers’ income, but the in-fluence is insignificant, and there is the large gap in agricultural credit between different areas.The central region’s agricultural credit has the big-gest impact on farmers’ income, followed by the western region and the eastern region.