由于涉农经济组织信息不透明,正规金融部门为了降低贷款风险,往往会实施信贷配给。本文运用非线性突变理论,分析了信贷市场的配给过程。结果表明,在单一市场条件下,信贷配给无法从本质上发生突变,信贷配给难以得到缓解。但在多重市场条件下,信贷市场产品供需出现的明显非线性关系为信贷配给发生突变提供了可能。本文给出了缓解信贷配给的具体化条件和过程。%Due to the lack of information transparency in the small and medium-sized enterprises, the formal fi- nancial sector usually implements credit rationing to reduce the risk of loans. This paper analyses the rationing process in. the credit market by applyi
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