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留学潮背景下个人境外教育消费风险评析

         

摘要

近年来,出国留学成为一种潮流。教育属于文化消费范畴,跨境教育消费存在一定风险。跨境教育消费风险主要包括学业风险、收益风险、健康风险以及政治风险四种类型。境外教育消费风险的影响因素很多,信息不对称、文化差异、国内外教育模式差异、消费者个体差异、留学生专业扎堆现象、教育消费固有特征等都是构成境外教育风险的重要因素。与投资风险主要由投资者自身承担不同,消费风险应该由多重主体分担,特别是服务或产品提供方。因此,就境外教育消费风险的分担而言,服务提供者需要承担相应的法律责任,消费者有回避、转移风险的必须,教育部门要注重学生安全意识和生活技能教育。在国际学生规模逐年增长、教育全球化成为新的发展趋势的背景下,应从服务消费视角,联合建立跨国界的保障国际学生教育消费权益的法律文件。%In recent years, studying abroad has become a trend. Education belongs to the category of cultural consumption. There are certain risks of cross-border education consumption, including four types in total, namely academic risk, income risk, health risk and political risk. There are many factors that affect the risk of overseas education consumption, such as information asymmetry, cultural differences, the differences of domestic and foreign education mode, consumer's individual differences, international students' professional cluster phenomenon and inherent characteristics of education consumption. All of them play an important role in affecting the risks of overseas education. Unlike investment risk, which is mainly borne by the investors themselves, consumption risk should be shared by multiple agents, especially by the providers of service or products. Therefore, when it comes to the share of overseas education consumption risk, the service providers need to bear the corresponding legal responsibility;consumers have to learn to avoid and transfer risks;education institutions should pay more attention to students' safety awareness and life skills education. With the increase of the number of international students and the trend of educational globalization, cross-border legal documents aimed at protecting international students' education consumption rights should be formulated from service and consumer's perspective.

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