Analysis on Financing Strategy of Small and Micro Enterprises in Qingdao

摘要

In recent years, China facing the impact of the global financial crisis, the economic situation is grim, small and micro enterprises, as important parts of the national economy, are the key points for social stability and economic healthy development. In order to cope with the complex economic situation at home and abroad, the government of Qingdao issued related policies to increase employment, and promote enterprise innovation, which make the rapid development of small and micro enterprises. At present, the loan rate of small and micro enterprises in Qingdao has been improved, that shows a good development sign. However, most of small and micro enterprises are still in the growth period, and they are always troubled with the difficulties of financing. Based on the root reasons why it's so difficult for small and micro enterprises to finance, this paper will analyze the current financing status of Qingdao small and micro enterprises, and put forward suggestions for their financing strategies by focusing on the enterprises themselves, the government, and the exploration of financing channels.