PPP (Public-Private Partnership)-Based Business Continuity of Regional Banking Services for Communities in Wide-Area Disasters: Limitation of Individual BCP/BCM Ensuring Interoperability Among Banks Cooperation with Local Governments for Socioeconomic Resilience in Japan

摘要

Traditionally, banks have developed Disaster Recovery Plan (DRP), Business Continuity Plan (BCP), and implemented structure of Business Continuity Management (BCM) for their business continuity as regulators required. However, once a wide-area disaster occurs, it is difficult for each bank only with individual BCP/BCM to continue local banking services at a limited but necessary level for vital activities and socioeconomic recoveries. Based on the actual experiences and discussions in the Kyoto Prefecture, the importance of Public-Private Partnership (PPP)-based Area BCM is recognized and actual procedures and systems concept are overviewed.