Research on Loan with Intellectual Property as Collateral in Small and Medium-sized Enterprises

摘要

The impawn loan with intellectual property as collateral is becoming a new way of credit for small and medium enterprises to apply to bank loans, and has been recognized by increasingnumber of financial sectors, business and researchers. Based on analyzing the intellectual property impawn financing mode of Shanghai, Jiangsu, Beijing, Tianjin, this paper compares with the successful experience of some Small and Medium Enterprise Management Bureau of America, and points out that the problems of China's intellectual property financing. A successful case for enterprise bank loan with its patent as collateral is given to illustrate maneuverability of intellectual property financing.