The Deposit Insurance System is an important and fundamental system in finance under the condition of market economy. The article,taking foreign experience into consideration and by the means of system engineering,complex system modeling and BSDE and on the purpose of protecting the depositors,integrates the financing income and payment into one system recording to management and operation of DIS and establishes one based BSDE system model researching on the relationship between the fee standard,investment,payment and objective achievements. Then,it provides with different theoretical solutions considering the risky assets and risk-free assets respectively to analyze the pricing or charge.
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